Today the average person in the U.S. has more than 150 digital and traditional accounts, and 93% of Americans do not know how these accounts will be managed. Digital assets include any online account that requires a login and a password such as email, online bill-pay, debits, shopping sites like Amazon, PayPal, eBay, and travel rewards as well as apps, subscriptions, podcasts, photographs and music libraries, and social media sites. Even health records are increasingly archived online.

Digital assets also include all your devices such as computers, laptops, smart phones, tablets, e-readers and memory devices. Many computers automatically back-up data storage on the cloud, which may contain intellectual and sentimental property.

Consider how emails have taken the place of letters and that many families archive memories, photographs, and more online. These accounts hold real value and should be preserved. At best, failure to provide clear directives for all accounts can leave your estate vulnerable to fraud, your heirs subject to costly legal action, or other roadblocks in administering your estate.

After I die, I definitely want my loved ones to access certain accounts…and NOT others

Directive Communication Systems (DCS) is the first and only service that simplifies the organization of digital assets and their directives. Thus, account holder’s final instructions are clear and express.  And estate planning and administration is facilitated and in compliance with, Terms of Service and federal and state legislation. 

DCS specializes in managing digital assets. The DCS team helps you create a list of your digital accounts and assign directions for how you want those accounts handled. When the estate plan goes into effect, DCS applies those directions in concert with our firm. DCS does not record passwords. Nor does DCS view the account contents, credit card expiration dates and other sensitive information. DCS only knows your account exists and protects the integrity of your information in a secure server.  DCS understands security is a priority and your personal and confidential information are highly valued.

If you have questions for DCS, you can reach them via live chat, email at support@directivecommunications.com or phone at 1-800-372-8121.

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